Plan it now

Most of the problems families run into after a death are avoidable. A few settings switched on today, a list of accounts and one clear letter make the difference between a few emails and months of forms, court orders and lost photos.

Line drawing of a clipboard checklist with ticks, a pen, a key and a calendar

Start with the checklist if you want the short version. The other guides go deeper into each step.

  1. What is a digital estate (and why it matters)Your digital estate is the accounts, files, photos and online money you leave behind. What it covers, and why it needs a plan.
  2. Digital estate planning checklistA step-by-step checklist for planning your digital estate: inventory, legacy settings, password access, 2FA backups, will and letter.
  3. How to make a digital asset inventoryHow to list your accounts, devices and online money so your executor can find them, without writing passwords into the list.
  4. Password managers for inheritance: how emergency access worksHow password manager emergency access works, and which managers offer it: Bitwarden, Proton Pass, NordPass, Keeper, LastPass, 1Password and more.
  5. 2FA and inheritance: what happens to your phone codesTwo-factor codes can lock your family out even with your password. How to back up recovery codes, authenticator apps, phone numbers and keys.
  6. Where to keep the master passwordSealed envelope, solicitor, safe deposit box, split knowledge, emergency access or a home safe: the options for leaving a master password.
  7. Letter of instruction for digital assetsWhat to put in a letter of instruction for your digital assets, what to leave out, and how it sits alongside your will.
  8. Naming a digital executorWhat a digital executor is, what legal standing the role has in the UK, the US and the EU, and how to choose and brief one.